You’ve dedicated years to building a successful business with the potential to create significant wealth for you and your family, now and in the future. But it takes careful planning to make the most of that potential and unlock the value you’ve worked so hard to create.

At Bastion Financial Group, we can help you invest the income that your business produces now, and plan ahead to maximise value in the future.

Here are some of the ways we can help you realise its potential:

• Business structures. The business structure you choose determines how you can distribute profits to partners and family members, how much tax you pay, and your level of personal exposure to debts and other business liabilities. It also determines your options when you want to leave your business and transfer ownership to a new team. We can help you identify and create the optimal business structure, with a holistic plan for your business and personal finances. Asset protection for the business owners is a crucial consideration when it comes to business structures. We are very familiar in the strategic application of complex structures.
• Business succession planning. When the time comes to leave your business, it takes careful planning to maximise the value of your investment and ensure a smooth transition. You also need to consider how you would fund a buyout if you or a business partner needed to leave the business unexpectedly due to ill health or even death. We can help you establish a robust and well-funded succession plan for today, then explore paths for unlocking wealth in the future — from a private equity investment to an Initial Public Offering. We work in tandem with a clients team of professional Advisers; across the specialised Accounting, Legal, and Business Finance Broking spaces to deliver a seamless, unique and optimised Business Succession Advice experience to clients.
• SMSF Advisory. Self Managed Super Funds are prevalent in the business owner and high net worth spaces. We offer tailored support to help you manage the ongoing complexities of managing your self managed super fund; from a bespoke investment management solution, to prudential consideration of liquidity requirements under Limited Recourse Borrowing Arrangements (LRBA’s), to navigating the complexities that arise with Estate Planning. We will work in tandem with your accountant/ the administrator of your Self Managed Super Fund.
• Key person strategies: Without the unique skills that your business partners and key employees bring to the table, you could struggle to maintain revenues, meet overheads and cover business debts. Key person insurance can provide vital protection for you and your business, as well as providing funds for a buyout if you or a partner becomes incapacitated or dies unexpectedly.
• Debt protection strategies: Debt protection can provide your business with enough cash to preserve its asset base so it can repay debts, free up cash flow and maintain its credit standing if a business owner or loan guarantor dies or becomes disabled. It can also release personal guarantees secured by the business owner’s assets.